Affordable Commercial Insurance
(855) 244-0636







Private Security Insurance Quote

To get or keep a license as a private patrol operator (PPO), you must get and keep a certain amount of general liability insurance. If you fail to maintain the necessary insurance, your license is automatically suspended. Or if you fail to provide proof of insurance at the time you apply for a license, your application will be denied.

Is this in addition to the general liability insurance I carry for my business? How does private security liability insurance work?

Yes, the special liability insurance you need to maintain as a private security firm with a PPO license in California is in addition to the general liability insurance you have for the business and the space it occupies. Private security liability insurance provides coverage for property damage or destruction and bodily injuries or deaths that occur in connection with the performance of work-related duties and tasks by people in the private security and investigation industry: security guards, security patrol officers, private investigators, armored car personnel, bodyguards, and the like.

Your employees are covered wherever they may be assigned and whatever the duties they perform in those assignments. If one of them, or your company, is found to be financially responsible for losses stemming from an incident that occurs during the performance of the job, your private security liability insurance pays, not you or your employee. So, whether a claim is for the cost to replace an expensive piece of jewelry stolen from a store being guarded by your company, or for medical bills for the innocent bystander accidentally bowled over by your guard in hot pursuit of the fleeing thief ? it won?t come out of the guard?s own pocket or your company?s bank account.

Given the risks associated with providing private security services, particularly for those licensed to carry firearms, the cost of private security liability insurance pales in comparison to the potential size of a jury award.

How much private security liability insurance does the state of California require me to have?

Your private security company must be covered for at least a million dollars, divided evenly between bodily injury or death ($500,000 per loss) and property damage or destruction ($500,000 per loss). You must provide a Certificate of Liability Insurance in at least that amount to the Bureau pf Security and Investigative Services, which is part of California?s Department of Consumer Affairs.

This insurance program is designed for

  • Security Guards
  • Private Patrols
  • Executive Protection
  • Personal Protection
  • Security Consultants
  • Undercover Guards
  • Doormen
  • Armored Cars

  • Private Security Insurance Quote

    Zip Code  
    We process quotes for Private Security Insurance Quote through our network of carriers and consult with you on the best rates and insurance for your industry and company needs for free.

     or call us toll-free at (855) 773-1100
    for information and pricing

    You Are a Click or Call Away from the Best Quote for Small Business Insurance

    Liability Insurance for Business
    Contact Us
    Free Insurance Agent Quotes: 855-244-0636
    Office: 855-244-0636
    Fax: 619-336-3818
    Visit us in our San Diego insurance office Monday through Saturday
    Map to San Diego Contractor Insurance Agency Business World Insurance Agency
    Commercial Business World
    7800 University Blvd
    La Mesa, CA 91942

    Insurance in California, Texas and
    Arizona. CA, TX, AZ
    Our Insurance
    San Diego Contractors General Liability General Liability
    San Diego Workers Compensation Quotes Workers' Compensation
    Commercial Auto
    San Diego California CA Errors & Ommissions Policy Errors & Omissions
    California Product Liability Insurance Product Liability
    California Professional Liability Quotes Professional Liability
    California East County Contractor Bonds Liability Insurance Blog
    California Los Angeles Contractor Bonds Complete List
    Case Studies
    CA Contractor Insurance Contractor's Insurance
    CA Handyman Insurance Handyman Insurance
    Home Inspectors Insurance
    CA Garage Liability Garage Owners Insurance
    A HVAC Installer Insurance HVAC Installer Insurance
    CA Daycare Insurance Daycare Center Insurance
    CA Retail Store Insurance Retail Store Insurance

    California Broker License #0K70738
    Arizona Broker License #1084371
    Texas General Lines Agency: #2091951

    © Copyright 1999-2018     m | d

    San Diego Adwords Management
    Nika Skin Care Salon, Laguna Niguel